Purpose-built answers.
Fidar creates different entry points into one architecture — so banks, enterprises and AI teams can solve the problem they have today without creating another isolated stack.
- Account takeover
- Digital banking authentication
- Identity governance
- Legacy application Zero Trust
- Shadow AI discovery
- AI action governance
One architecture
- Veri5
- Identi5
- Gatei5
- Agenti5
Each entry point solves one problem well — and every one of them lands on the same identity, policy and proof layer, so the second problem never needs a second stack.
Passwords and OTPs give way to device-bound passkeys. Every login, payment and beneficiary change is cryptographically tied to the customer's device — continuous, silent re-authentication with no phishable secrets.
Use case 01 · Mobile & internet banking
Phishing-resistant MFASecuring every banking login and transaction.
SMS OTPs are bypassed in under 60 seconds — through SIM swaps, deepfakes and social engineering. Every login and high-risk transaction is exposed. Fraud grows, and so does friction.
Device-bound passkeys replace passwords and OTPs entirely. FIDO2/WebAuthn, post-quantum signatures and behavioural AI deliver continuous, silent re-authentication — no interruptions, no phishable secrets.
What it does
- 01Hardware-bound authenticationEvery session is cryptographically tied to the customer's device. Logins, payments and beneficiary changes are protected without OTPs or passwords.
- 02Behavioural AI — silent re-authenticationKeystroke dynamics, touch patterns and navigation behaviour continuously verify the real user, defeating session hijack and deepfake attacks in real time.
- 03Post-quantum cryptographyDevice-bound identities use PQC signatures, so stolen credentials become mathematically worthless — and stay that way as quantum threats to RSA and ECC arrive.
- 04Built-in complianceDesigned around central bank, PSD2, SCA and FIDO2 requirements — one integration covers every high-risk transaction.
- Breach-resilient
- Passwordless
- No ATO
- PSD2
- SCA
- FIDO2
- NIST
- 3DS 2.0
Where identity assurance, fraud, auditability and operational resilience are not negotiable — and where the regulator eventually asks for proof.
Customer authentication, workforce identity, privileged access and AI governance in one architecture.
Pressures
- Real-time payments raising the cost of every fraudulent transaction
- Central bank, PSD2 / SCA and FIDO2 authentication mandates
- AI agents entering underwriting, servicing and operations
Where Fidar fits
Banking & financial services
Customer authentication, workforce identity, privileged access and AI governance in one architecture.
Pressures
- Real-time payments raising the cost of every fraudulent transaction
- Central bank, PSD2 / SCA and FIDO2 authentication mandates
- AI agents entering underwriting, servicing and operations
Where Fidar fits